About us.

Expertly Tailored Finance Solutions - Backed by Experience, Driven by Results

At Neses Finance, we specialise in strategic mortgage, asset, and commercial finance solutions designed around your goals.

Based in Sydney and trusted by professionals across Australia, our expert team delivers personalised advice and end-to-end support, so you can move forward with confidence.

30+ years

of loan writing experience

$2 billion+

in loans handled with care

175+

5-star Google reviews

Meet the team

Chris Tan
Managing Director
B.Com, DIP FMBM, Cert IV FMB, JP

  • As the founder of Neses Finance, Chris is the driving force behind the brand with a strong focus on creating an environment where both his team and his clients can thrive and achieve their goals.

    His experience

    With over 7 years of finance broking experience, Chris brings a strategic mindset to every client scenario, honed through roles at some of Australia’s leading mortgage brokerages and within one of the Big 4 banks. His hands-on approach and robust work ethic ensures seamless guidance from start to finish, leaving no stone unturned in executing each loan application with diligence and efficiency.

    His mission

    In this dynamic industry, Chris aims to stand as a beacon of leadership, ensuring that Neses Finance is not just a provider of solutions, but a collaborator committed to realising client aspirations.

    Beyond broking

    When he's not hard at work, you'll often find Chris working on his techniques at a Brazilian Jiu-Jitsu gym or spending quality time with his beloved mini-dachshund, Ringo.

Get in touch with Chris

Felix Liang
Associate Director
B.Com/LLB, Cert IV FMB

  • Felix Liang is a highly committed professional and now serves as an Associate Director at Neses Finance, bringing expertise and leadership to the team.

    His experience

    Possessing a wealth of experience in finance, Felix honed his skills working in various roles at the Commonwealth Bank of Australia for six years. Holding Bachelor's degrees in Commerce and Law, and with over five years of mortgage lending experience, Felix is well-equipped to provide knowledgeable advice to his clients.

    His mission

    Felix's expertise and dedication shine in helping clients navigate the complexities of purchasing their first home, resulting in many of his clients being first-time buyers. He is committed to making the home-buying process smooth and stress-free.

    Beyond broking

    Outside of work, Felix enjoys winning NRL tipping/supercoach competitions, playing Oztag during the week, and snowboarding in winter. He is passionate about maintaining an active and competitive lifestyle.

Get in touch with Felix

Samuel de Swardt
Senior Credit Adviser
B.Bus, DIP FMBM, Cert IV FMB

  • A dedicated professional, Samuel strives to exceed expectations through hard work and a commitment to quality results. He values authenticity and deeply understands his clients' needs.

    His experience

    With five years in the lending industry, Samuel has honed his ability to align financial solutions with clients' unique objectives, ensuring tailored and effective guidance.

    His mission

    Samuel’s mission is to build lasting relationships and offer personalised financial advice. He prioritises active listening and thorough analysis to ensure every client feels valued and supported on their journey toward homeownership and financial freedom. Committed to continuous learning, Samuel stays ahead of industry trends, empowering clients to make confident decisions.

    Beyond broking

    Outside of work, Samuel is an avid traveler who enjoys exploring new cultures and staying active through running and gym time. He also loves cooking, often experimenting with new recipes and sharing meals with family and friends

Get in touch with Samuel

Erik Ung
Credit Adviser
B.Com, Cert IV FMB, DIP LM

  • Erik is a dedicated mortgage broker known for his unwavering commitment to exceeding client expectations. His honest and meticulous approach ensure that he works tirelessly on behalf of his clients, striving to achieve the best possible results.

    His experience

    With 5 years as a property specialist, Erik deeply understands the home loan process. His market knowledge adds significant value, enabling him to offer insightful guidance and comprehensive property information to clients.

    His mission

    As a mortgage broker at Neses Finance, Erik is dedicated to forging meaningful connections with clients and attentively addressing their needs. By keeping up with the latest market developments, he crafts tailored solutions to meet each client’s unique situation. Erik’s passion for overcoming obstacles fuels his commitment to guiding clients confidently on their path to homeownership.

    Beyond broking

    When he's not assisting clients, Erik enjoys spending quality time with his wife and following sports on the weekends.

Get in touch with Erik

Yixin Liu
Credit Adviser
B.Com, Dip CA, Cert IV FMB

  • A dedicated professional, Yixin serves his clients with a commitment to building life-long relationships and relentless desire to finding the best solution for their finance and lifestyle goals. 

    His experience

    Yixin started his professional accounting career straight after high school and has since worked in various accounting, finance and policy roles within large complex government and professional services organisations. He thrives in fast-paced settings and enjoys the challenge of solving complex problems. Together with his wife, they purchased their first property in their early 20s and have since gone on to buying multiple residential and commercial properties. 

    His mission

    Yixin's mission is to bring clients peace of mind when it comes to their finances - empowering them with a clear plan and purpose. His approach to mortgage broking is proactive communication, trustworthy information and doing the hard work for his clients to achieve the best solution for their goals. He has helped numerous clients buy their first home, grow their investment property portfolios and live abundant lives.

    Beyond broking

    Outside of work - Yixin enjoys playing with his three sons, serving at church, running and supporting the Dallas Mavericks.

Get in touch with Yixin

Jimmy Diep
Private & Non-bank Specialist
B.Com, Cert IV FMB

  • Jimmy is an expert in property investing and non-traditional lending. Known for his determination and deep industry knowledge, he works tirelessly to get even the most complex deals over the line.

    His Experience
    Jimmy brings over eight years of experience in the finance industry, including roles as a lender at Commonwealth Bank and a credit analyst at NAB. With a strong foundation in both front-line lending and credit assessment, he is well-equipped to provide strategic, insightful advice tailored to his clients' unique financial needs.

    His Mission
    Jimmy is passionate about helping clients navigate all stages of their property journey—whether it's securing their first home, expanding an investment portfolio, or tackling more unconventional lending scenarios. His goal is to simplify the lending process, reduce stress, and deliver outcomes that align with each client’s long-term goals.

    Beyond Broking
    Outside of work, Jimmy enjoys spending time at the gym, working on or admiring cars, and staying connected to the things that keep him driven. Whether it’s under the barbell or under the hood, he thrives on focus, discipline, and performance in all areas of life

Get in touch with Jimmy

John Herrera
Associate Credit Adviser
BEc, Cert IV FMB

  • A dedicated professional, John serves as an Associate Credit Adviser on Chris Tan’s team at Neses Finance. He upholds high standards of professionalism and consistently delivers quality results.

    His experience

    With over two years in the consulting industry, John specialised in managing the risk profiles of large ASX-listed financial services companies. His background in financial and non-financial risk brings a valuable perspective from regulators and law professionals to Neses Finance’s clients. This experience has sharpened his analytical skills and ability to assess and mitigate risks at both individual and organisational levels.

    His mission

    John’s goal is to help clients enter the Australian property market or expand their portfolios by taking on the complexities of dealing with lenders and regulators. His focus is on ensuring clients enjoy a seamless and stress-free experience.

    Beyond broking

    Outside of work, John is a passionate advocate for a healthy lifestyle and enjoys running. He’s also a dedicated Formula 1 fan, especially of Max Verstappen.

Get in touch with John

Stephen Nguyen
Associate Credit Adviser
B.Com (FINS & INFS)

  • Stephen is an Associate Credit Adviser on Felix Liang’s team at Neses Finance. He’s known for his client-first approach and commitment to making the finance process as smooth and stress-free as possible.

    His experience
    Stephen completed a Finance degree at UNSW before spending three years in tech sales. That experience taught him the value of putting clients first and building strong, lasting relationships. Now, he brings that same focus on service and trust to his work in broking, helping clients feel supported every step of the way.

    His mission
    Stephen’s goal is to make entering the property market or growing a portfolio simpler and more approachable. He takes care of the complex side of dealing with lenders and regulators so clients can focus on the exciting parts of their property journey.

    Beyond broking
    Outside of work, Stephen enjoys Judo, “attempting” to train for marathons, and getting outdoors for camping and hiking adventures. He’s also a big foodie who loves trying new spots and leaving honest Google reviews to share his finds with others.

Get in touch with Stephen

How we can help

We know that every Australian’s dream is to own a property. However, with the market constantly changing and widespread misinformation, it’s hard to know where to start and be confident that what you’re getting is right for your financial situation.

That’s where we come in.

Mortgage brokers are financial intermediaries that assist people like you to negotiate and acquire the best possible rates. We’re a free service and work with over 70 lenders with your best interests at heart, saving you time and effort throughout the application process.

How it works

  • Get in touch

    Get in touch

    Chat to one of our brokers so you can discuss your financial needs and objectives.

  • Start your application

    Start your application

    With information you provide us, we assess your financial situation to find the best lender for you and provide a number of options for you to choose from.

  • Submit for approval

    Submit for approval

    Once you have chosen a lender, we submit all the right documentation and get you approved as fast as possible. This means you can say yes to your dream home with confidence.

  • Buy your dream home and settle in

    Buy your dream home and settle in

    Once you’ve found a property, we assist you throughout every step - from signing the contract to settlement to ensure everything runs smoothly.